Secure Home Extra Insurance

Through our arrangement with Vero we can offer our members three options to make sure you have enough cover to suit your needs.

Option 1 - Home building cover

This covers your house, its fittings and fixtures, including garages, outbuildings, fences, gates and in-ground pools, against Insured Events*. If your home is damaged or destroyed by any of the Insured Events*, you’ll be covered for the reasonable costs incurred to repair or rebuild at today’s prices, up to the limit of protection you have selected, less any policy excess.

Option 2 - Home contents cover

This option provides cover for your furniture, furnishings and most household goods and personal effects against loss or damage by any of the Insured Events*. Repair or replacement at current prices up to the limits of protection, less any policy excess, will apply to most contents/items. Some high risk items such as jewellery and stamp collections are subject to item and overall limits.

Option 3 - Personal valuables cover

If you choose home contents cover, you may also choose to include this option which will provide you with worldwide insurance coverage for your valuable personal belongings, such as jewellery, watches, cameras and some sporting equipment (except during use) - even personal money and financial transaction cards.

Personal valuables may be insured as specified or unspecified items. Different levels of cover apply according to whether an item is insured as a specified or unspecified item.

Property, emergency and legal assistance

When you take out your SecureTM Home Extra Insurance with Vero, you will have access to a 24-hour legal and property assistance hotline. One phone call gives you fast access to emergency repairs, tradespeople to do a particular job or just simple advice on maintenance. And if you need it, you can also obtain initial legal advice or guidance.

* These are the insured events:
With home building cover or home contents cover, your property is insured against damage caused by storm, rain or flood (see definition of flood on page 12 of the policy), fire or explosion, malicious acts, theft or attempted theft, accidental escape of liquid and the cost of locating the leakage, collision, falling trees or branches, lightning, earthquake and strikes, riots or civil commotion.

This is only a summary of the benefits. For full terms and conditions (including limitations and exclusions), please refer to the Product Disclosure Statement and Policy Wording.

Secure Home Extra Insurance Product Disclosure Statement (PDS)

Questions?

If you have any questions or you would like a quote, please contact us

_{Insurance is provided by VERO Insurance Limited ABN 48 005 297 807. This information is a summary only. Insurance policies have certain limitations, exclusions and conditions. For a full description of cover, please read the relevant policy wording. This can be provided to you upon request before you take out your insurance. Cape Credit Union does not guarantee the benefits payable under the insurance. All benefits are payable solely by the insurers. Cape Credit Union is acting with the authority of the insurers and is acting as their agent. Cape Credit Union receives commission for insurance arranged. All cover is subject to acceptance by the insurer responsible for the particular cover.}