
A Christmas Club Account is a great way to save for Christmas. Your funds are only available from the 1st November to 31st January to remove the temptation of spending prior to Christmas, but while your money is earning such great interest, why would you want to spend it? Your funds can be received via cheque in the mail, over the counter or transferred to another account.
| Key Features | |
| Availability of funds | Funds available between 1 Nov and 31 Jan |
| Minimum to open | $1 |
| Interest income | Calculated daily, paid twice annually |
| Overdraft available | No |
| Access Methods | |
| Branch transactions | Yes |
| ATM/EFTPOS | No |
| Phone Banking | Balance enquiries only |
| Internet Banking | Balance enquiries only |
| BPAY | No |
| Personal cheque facility | No |
| Direct credits/debits | Credits only |