Mortgage Home Loan
This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.
- Redraw facility available
- Loan repayment insurance available
- Borrow up to 95% of the property value
- No monthly account keeping or service fees
| Interest rate | View our interest rates |
| Minimum amount | $1,000 |
| Maximum amount |
95% of the property value with mortgage insurance, 80% without |
| Loan period | Up to 30 years |
| Repayments | Monthly, fortnightly or weekly |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | At cost $600 (approx) |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Free redraw facility | No |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
| Loan establishment fee | Yes |
| Offset Facilities | View our offset specifications |
More Information
- For a copy of the Credit Guide
- Read the benefits of our home loans
- Need answers? Read our list of FAQs
- Use our Loan Calculator to work out what loan is right for you
- Find out more about our Loan Repayment Insurance
Apply
Apply for a home loan 
Questions?
If you have any questions, please contact us 
I want to
© CAPE Credit Union Limited | Ph: 1300 330 056 | ABN: 78 087 649 929 | AFSL/ACL: 225336 | BSB: 802 273 | Disclaimer
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement and Financial Services Guide before acquiring the product.
Site by 