| Key Features | Mortgage Home Loan | Home Improvement Loan | Variable Investment Loan | Interest Only Investment Loan | Introductory Home Loan | |
| Interest Rate | ||||||
| Minimum amount | $1,000 | |||||
| Maximum amount | 95% of the property value with mortgage insurance, 80% without | |||||
| Loan period | Up to 30 years | |||||
| Repayments | Monthly, fortnightly or weekly | |||||
| Interest charges | Calculated daily, charged monthly | |||||
| Loan set up costs (including Valuation & Solicitor) | At cost $600 (approx) | |||||
| Variable and lump sum repayments | Yes | Yes | Yes | Yes | Yes | |
| Early repayment without penalty | Yes | Yes | Yes | Yes | Yes | |
| Free redraw facility | Yes | Yes | Yes | Yes | Yes | |
| Property valuations available | Yes | Yes | Yes | Yes | Yes | |
| Monthly account keeping / service fees | No | No | No | No | No | |
| Loan Repayment Insurance available | Yes | Yes | Yes | Yes | Yes | |
| Auto repayments (salary/account) | Yes | Yes | Yes | Yes | Yes | |
| Loan establishment fee | No | No | No | No | No | |