Home Improvement Loan
Looking to renovate your home? A home improvement loan can help with renovations and upgrades.
- Borrow up to 95% of the property value
- Free redraw facility
- Loan repayment insurance available
- No loan establishment fee
| Interest rate | View our interest rates |
| Minimum amount | $1,000 |
| Maximum amount | 95% of the property value with mortgage insurance, 80% without |
| Loan period | Up to 30 years |
| Repayments | Monthly, fortnightly or weekly |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | At cost $600 (approx) |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Free redraw facility | Yes |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
| Loan establishment fee | No |
More Information
- Read the benefits of our home loans
- Need answers? Read our list of FAQs
- Use our Loan Calculator to work out what loan is right for you
- Find out more about our Loan Repayment Insurance
Apply
Apply for a home loan 
Questions?
If you have any questions, please contact us 
© CAPE Credit Union Limited | Ph: 1300 330 056 | ABN: 78 087 649 929 | AFSL: 225336 | BSB: 802 273 | Disclaimer
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement and Financial Services Guide before acquiring the product.
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