| Key Features | Mortgage Home Loan | Home Improvement Loan | Variable Investment Loan | Interest Only Investment Loan | ||
| Interest Rate | ||||||
| Minimum amount |
$1,000
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| Maximum amount |
95% of the property value with mortgage insurance, 80% without
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| Loan period |
Up to 30 years
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| Repayments |
Monthly, fortnightly or weekly
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| Interest charges |
Calculated daily, charged monthly
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| Offset Facilities | View our offset specifications | |||||
| Loan set up costs (including Valuation & Solicitor) |
At cost $600 (approx)
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| Variable and lump sum repayments | Yes | Yes | Yes | Yes | ||
| Early repayment without penalty | Yes | Yes | Yes | Yes | ||
| Free redraw facility | No | No | No | No | ||
| Property valuations available | Yes | Yes | Yes | Yes | ||
| Monthly account keeping / service fees | No | No | No | No | ||
| Loan Repayment Insurance available | Yes | Yes | Yes | Yes | ||
| Auto repayments (salary/account) | Yes | Yes | Yes | Yes | ||
| Loan establishment fee | Yes | Yes | Yes | Yes | ||