Fees and Charges

Introduction

Below you will find information on the fees and charges applicable to CAPE Credit Union’s products and services. A proportion of these fees are payable to third parties.

How to avoid paying transaction fees

• Internet Banking: access details of balances & transactions; transfer funds between your own account; transfer funds to another CAPE Credit Union account; transfer funds externally and BPAY your bills.
• Telephone Banking: access your balances & transactions; transfer funds between your accounts.
• Pay your regular payments by Direct Debit.
• If using EFTPOS to pay for goods, withdraw cash in the one transaction.
• Plan your cash withdrawals. Withdraw larger amounts less frequently from ATMs.
• Always ensure you have sufficient cleared funds in your account to cover all withdrawals.

Fee free transactions

• All deposits/credits including direct credits, National Bank deposits and over the counter and giroPost
• Internet Banking – All transactions
• Telephone Banking - All transactions
• Direct Debits
• BPAY transaction (via Internet or Telephone Banking)

Please download a full list of our current fees and charges

	Fees and Charges Schedule - Transaction Account as at 01/08/2010
	Fees and Charges Schedule - Loans as at 01/08/2010

Questions?

If you have any questions, please contact us

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